AX Stock Analysis for Money Stockers
Introduction
Here, we examine Axos Financial, Inc. (AX), operating in the Financial Services sector’s Banks – Regional space. As of 2025-05-30 00:00:00, the stock is trading at $69.54, reflecting an ambiguous technical signal, trading above the 50-day but below the 200-day SMA. This placement indicates short-term momentum might be positive, but the longer-term downtrend (vs. SMA200) remains a factor. Its market capitalization stands near $3.91 B, AX represents a significant player in its field.
This report offers a multi-faceted analysis of Axos Financial, Inc. (AX), integrating technical signals, fundamental data, and forward-looking forecasts. The aim is to provide investors with a balanced perspective on the stock’s current market standing, potential risks (see Risk Factors), and future performance outlook.
Company Description
The company primarily focuses on: Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commerc…
Metrics Summary
This snapshot summarizes AX’s current position. With a price of $69.54, the 1-year projection aims for approximately $88.89 (+27.8%). The technical picture shows a Neutral bias (Above SMA 50, Below SMA 200). Price swing intensity is measured by volatility at 26.7%. The following sections provide deeper analysis into the underlying technicals and fundamentals.
Detailed Forecast Table
Here’s the breakdown of the month forecast for AX ($69.24 to $106.20 overall range). The table shows projected price bands, potential ROI against the current price, and the resulting model signal per period.
Over the forecast horizon (2025-05 to 2026-05), AX’s price is projected by the model to fluctuate between approximately $69.24 and $106.20.
Forecast uncertainty appears steady, with the price range ($69.88 – $69.88 to $80.59 – $98.04) showing little change over the horizon.
| Month (Period) | Min. Price | Avg. Price | Max. Price | Potential ROI vs Current ($69.54) | Model Signal |
|---|---|---|---|---|---|
| 2025-05 | $69.88 | $69.88 | $69.88 | ● 0.5% | Hold/Neutral |
| 2025-06 | $69.24 | $77.26 | $84.62 | ▲ 11.1% | Consider Buy |
| 2025-07 | $71.00 | $78.44 | $86.59 | ▲ 12.8% | Consider Buy |
| 2025-08 | $76.79 | $86.15 | $92.97 | ▲ 23.9% | Consider Buy |
| 2025-09 | $80.24 | $86.26 | $92.95 | ▲ 24.0% | Consider Buy |
| 2025-10 | $76.77 | $83.85 | $90.35 | ▲ 20.6% | Consider Buy |
| 2025-11 | $75.72 | $85.48 | $95.33 | ▲ 22.9% | Consider Buy |
| 2025-12 | $84.35 | $92.66 | $102.04 | ▲ 33.2% | Consider Buy |
| 2026-01 | $88.54 | $94.98 | $102.19 | ▲ 36.6% | Consider Buy |
| 2026-02 | $88.37 | $97.14 | $106.19 | ▲ 39.7% | Consider Buy |
| 2026-03 | $86.69 | $96.04 | $106.20 | ▲ 38.1% | Consider Buy |
| 2026-04 | $83.89 | $91.10 | $101.00 | ▲ 31.0% | Consider Buy |
| 2026-05 | $80.59 | $88.89 | $98.04 | ▲ 27.8% | Consider Buy |
Model forecasts like these are estimates with built-in uncertainty. They depend on current data and assumptions, which can change. Actual prices are not guaranteed.
Total Valuation
Total valuation metrics offer a broader perspective beyond market capitalization. At N/A, the Enterprise Value (EV) presents a fuller picture of AX’s aggregate value, accounting for both equity and net debt. Key ratios derived from EV include EV/Revenue (2.15x) and EV/EBITDA (N/A), which assess valuation relative to top-line revenue and operating profit (pre-deductions). These ratios help assess the company’s valuation relative to its sales and operating earnings. Key upcoming dates include the next earnings announcement (Est: 2025-04-30) and the ex-dividend date (N/A).
| Market Cap | $3.91 B |
| Enterprise Value | $2.52 B |
| EV/Revenue (TTM) | 2.15x |
| Next Earnings Date | 2025-04-30 |
Profitability Growth
This section examines AX’s ability to generate profit and expand its business. Profitability is reflected in margins: Gross (0.00%), Operating (52.90%), and Net (36.15%). The company’s recent growth trajectory shows Revenue up 1.90% and Earnings up -5.20% YoY. Evaluating these margins and growth rates against historical performance 📜 and industry competitors 👥 provides crucial context. These are key indicators of financial performance and future potential.
| Profit Margin (TTM) | 36.15% |
| Operating Margin (TTM) | 52.90% |
| Gross Margin (TTM) | 0.00% |
| EBITDA Margin (TTM) | 0.00% |
| Revenue (TTM) | $1.18 B |
| Revenue Growth (YoY) | 1.90% |
| Gross Profit (TTM) | $1.18 B |
| Net Income (TTM) | $427.10 M |
| Earnings Growth (YoY) | -5.20% |
Analyst Insights
This section summarizes the collective view of professional analysts covering AX. The consensus recommendation is ‘Buy’. 6 analyst(s) contributed to this consensus view. The mean price target is $82.83, with individual targets ranging from $72.00 – $90.00. Based on the mean target ($82.83), this implies a potential upside of ~19.1% from the current price ($69.54). This provides a gauge of Wall Street sentiment regarding the stock’s potential.
Technical Analysis Summary
The following technical analysis summary for AX, based on data up to 2025-05-30 00:00:00, outlines key indicators related to trend, momentum, and volatility. Detailed charts typically provide visual confirmation of these signals.
- Trend: Unclear Trend Direction., suggesting conflicting short-term and long-term momentum requiring careful monitoring.
- Momentum (RSI): ● 32.8 (Neutral), indicating balanced momentum.
Moving Average Details
Technical analysis uses past price and volume data to identify potential future trends but offers no guarantees. Combine with fundamental analysis and risk management.
Short Selling Info
Short selling data provides a measure of negative sentiment or bets against AX. Short selling activity is measured by Short % of Float (8.29%) and Days to Cover (9.60x). The current level is considered moderate. This implies moderate bearish sentiment and suggests moderate short squeeze potential. The moderate Days to Cover (9.60x) suggests a reasonable time needed for shorts to exit, contributing to moderate squeeze potential.
| Shares Short | $3 M |
| Short Ratio (Days To Cover) | 9.60x |
| Short % of Float | 8.29% |
| Shares Short (Prior Month) | $3 M |
| Short Date | 2025-05-15 |
Stock Price Statistics
Here we detail AX’s price behavior: market sensitivity, historical range, recent volatility, and volume. Key price behavior metrics include Beta (1.29x), the 52-week trading range ($50.93 – $88.46), recent short-term volatility (26.7%), and average trading liquidity (3m Avg Vol: N/A). Beta (1.29x) suggests the stock is more volatile than the overall market. Recent volatility (26.7%) is moderate, suggesting average price fluctuations.
| 52 Week High | $88.46 |
| 52 Week Low | $50.93 |
| 50 Day MA | $65.53 |
| 200 Day MA | $68.58 |
| Beta | 1.29x |
| Volatility (30d Ann.) | 26.7% 📉 |
Conclusion Outlook
Short-Term Technical Snapshot
- ●Overall Technical Sentiment: Neutral
- ●Price Trend vs MAs: mixed (above SMA50, below SMA200)
- ●Momentum (RSI): Neutral (32.8)
- 📊Support / Resistance (30d): ~$62.35 / ~$73.73
Longer-Term Fundamental & Forecast Outlook
- ▲1-Year Avg. Forecast: ~+27.8% avg. change to ≈$88.89
- ●Fundamental Health: Assessment Incomplete (ROE: 17.79%, D/E: N/A)
- ➕Valuation Snapshot: Potentially Attractive (Fwd P/E: 9.48x)
- ➖Recent Growth (YoY): Negative (Rev: 1.90%, Earn: -5.20%)
- ▲Analyst Consensus: Buy (Target: $82.83)
Overall Assessment & Outlook
Bridging the technical picture with the fundamental outlook, AX exhibits Neutral technical sentiment alongside moderate fundamental health. The current valuation is assessed as Potentially Attractive (Fwd P/E: 9.48x). Looking out one year, the forecast implies potential upside (+27.8%) with an average target near ≈$88.89. Careful consideration of these points relative to identified risks and their individual investment horizon.
Note: This report combines model projections and public data for educational use. It is not investment advice. Market conditions change rapidly. Always conduct thorough independent research and consult a qualified financial advisor before making investment decisions.
Risk Factors
Potential investors in AX should be aware of several risk factors. The following list highlights key considerations based on data and market dynamics, but may not include all possible risks.
- ⚠️ Overall market fluctuations can impact the stock.
- ⚠️ Factors specific to the Banks – Regional industry or Financial Services sector can affect performance.
- ⚠️ Changes in macroeconomic conditions (interest rates, inflation) pose risks.
- ⚠️ Unforeseen company events or news can impact the price.